| Volume 24 Number 10 |
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1-713-743-2168
The People’s Lawyer’s Tip of the Day
Always use a credit card when shopping online or by mail. Federal law allows you to refuse to pay the credit card bill if the goods are never delivered.
What That Car Really Costs to Own
Knowing a vehicle's long-term cost over time can save you thousands. Click here for more.
7 Easy Ways to be Victimized by ID Thieves
Experience the hassles of being defrauded firsthand! If you love bureaucracy and the thrill of waiting in line to talk to government and bank employees again and again, becoming an identity theft victim might be right for you. Click here for more.
How Inflation Changes Saving Rules
If prices keep rising, you may need to rethink how to take care of your money and where to put it. Click here for more.
If You Owe IRS a Lot, You May Need to Pay Estimated Taxes
Most taxpayers dread April 15 but take comfort in the knowledge that it occurs only once a year. That's not the case, though, for millions of people who are required to pay estimated taxes. Sadly, these folks face a tax-filing deadline every April, June, September and January. Click here for more.
Your Money
Home equity loan vs. line of credit? Click here for more.
For the Lawyers
Striking Bankruptcy petition, rather than dismissing case, was permissible remedy for noncompliance with 109(h).A federal district court has held that striking an individual's Chapter 7 petition and retroactively annulling the automatic stay is a permissible remedy for the individual's noncompliance with the Bankruptcy Code's credit counseling requirement. Recognizing a split of authority, the court noted that Section 109(h) "does not explicitly articulate consequences for a debtor's failure to seek and obtain prepetition credit counseling; it just describes ineligibility." Click here for more.