| Volume 24 Number 5 |
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The People’s Lawyer’s Tip of the Day
If you do not have a will, the law writes one for you. For example, if you are married and have children from another marriage, your children and their step-mother may share your property after your death. The best way to make sure your property goes to whom you want after your death is to have a will. A will can also avoid time and expense when it comes to probate.
Traditional IRAs Make Tax Sense For Some Filers
When it comes to individual retirement accounts, you have several choices. All offer some tax savings. The big difference is when, exactly, you get those savings. Click here for more.
Grocery Rewards Cards Often Not Worth It
Supermarkets have long employed tricks aimed at luring shoppers into spending more, such as doling out free samples or stationing the most expensive sugar cereals right at a toddler's eye level. Now, as shoppers struggle to get their escalating grocery bills under control, the credit-card companies are throwing one more temptation their way: grocery store rewards cards. Click here for more.
8 Ways to Mess Up Your Retirement Plans
Investing mistakes may top the list of how people ruin their retirement plan, but there are plenty of other ways to goof up too. Click here for more.
How To File a Compaint Against Your Insurance Company
Has your insurance company jacked up your rates, delayed your claims, or treated you unfairly? You can fight back. The Texas Department of Insurance assists thousands of Texas citizens each year with insurance related complaints. Click here for more.
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For the Lawyers
A debt collector cannot be sued under the Fair Debt Collection Practices Act for failing to inform credit reporting agencies that a debt was disputed, but may be liable for an idle threat to sue. The 8th Circuit has held that a debt collector has no affirmative obligation to report that a debt is in dispute, but recognized that a threat to sue, without a realistic intent to do so, may violate the FDCPA. Click here for more.