| Volume 23 Number 5 |
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The People’s Lawyer’s Tip of the Day
Most credit card agreements give the credit card company the right to change terms, including the interest rate, at any time. Be cautious of any low introductory rate of interest, and read all the small print in your agreement. Read everything very carefully before you apply.
Credit Crunch Arrives on College Campuses
Many college students across the nation will begin to see higher costs for loans this spring. Others will be turned away by banks altogether as the credit crisis spreads into yet another sector, student lenders say. Students seeking federally guaranteed loans, which are popular because they offer fixed, below-market rates, could be required to pay higher fees to borrow money, according to university finance directors and lenders. Click here for more.
Special Deductions for Elderly and Blind Filers
Some older taxpayers may be able to cut their tax bills with very little work. All they have to do is check a couple of boxes on their tax returns. Click here for more.
10 Times You Can't Afford to Skimp
Money isn't everything, especially when it comes to your safety, your comfort or your time . . . and especially your life. Click here for more.
How to Get Off Junk Mail Lists
There's a new movement afoot, composed of a growing army of insurgents who fight junk mail with the sort of passion not seen since the French Resistance. Click here for more.
Your Money
Will you save by refinancing your mortgage? Click here for more.
For the Lawyers
Federal unsolicited merchandise statute does not create private cause of action. The 3rd Circuit has held that the Postal Reorganization Act prohibiting a sender form billing for unordered merchandise does not expressly or impliedly authorize private suits. Only the FTC may enforce the Act. Click here for more.