| Volume 22 Number 4 |
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The People’s Lawyer’s Tip of the Day
In Texas, it is unlawful for a business to charge more to someone who uses a credit card. On the other hand, it is legal to give a discount for someone who pays cash. Why? Credit card companies discount the amount they pay a merchant when you pay with a credit card. A store receives "more" when a customer pays cash. Giving a discount to cash customers is a way to treat both cash and credit card customers the same.
Your Rights When Buying Funeral Goods And Services
When a loved one dies, grieving family members and friends are often confronted with dozens of decisions about the funeral that must be made quickly and often under great emotional stress. What kind of funeral should it be? What funeral provider should you use? Should you bury or cremate the body, or donate it to science? What are you legally required to buy? What about the availability of environmentally friendly or "green" burials? What other arrangements should you plan? And, practically, how much is it all going to cost? Click here for more.
Capital Gains Taxes: There's More Than One Rate
Money gurus are always preaching long-term investing. Not only will that give you a better shot at earning more, it'll also get you a lower tax rate when you sell. But exactly what rate you get depends on several things, including when you bought the asset, when you sold it, your overall income level and sometimes what tax-code changes are made in the meantime. Click here for more.
Foreclosure Resources for Consumers
If you are having difficulty making your mortgage payment, one of the most important things you can do is seek assistance. The following resources provide information and links to agencies and organizations that may be able to help you. Click here for more.
Steps to Cheaper Car Insurance
Have you gone shopping for the best car insurance coverage lately? If not, you may be throwing money away. Click here for more.
Your Money
Should I pay more points and take a lower interest rate? Click here for more.
For the Lawyers
Named plaintiff had no standing to file class action. The Texas Supreme Court reversed a court of appeal's judgment allowing the certification process to continue, finding the named plaintiffs in a putative class action do not have standing to assert their own individual claims because their claims are based on the fear of an injury rather than an actual injury. Click here for more.