| Volume 21 Number 4 |
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Helpful Links
Texas Consumer Complaint Center
Credit Reports and Identity Theft
Your Guide to Small Claims Court
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1-713-743-2168
The People’s Lawyer’s Tip of the Day
Always use a credit card when shopping online or by mail. Federal law allows you to refuse to pay the credit card bill if the goods are never delivered.
Get the Lowest Price on Anything
In the world of brick-and-mortar retailing, finding the best price is often a simple matter of driving to Costco or Wal-Mart. But in Web world, hundreds of retailers and mom-and-pops are fighting one another, and your fellow shoppers have battleground intelligence to share. Click here for more.
Buying a New Ride will Never Be the Same
Most buyers these days do research online before buying, but it's easy to drive yourself to distraction and confusion going through dozens of sites, free and paid, that offer car reviews and purported pricing expertise. Here's the most efficient way to find the car you want at the right price. It'll cost you $13 but save you hundreds, if not thousands. Click here for more.
Who Has to File Taxes?
Believe it or not, some people make it through tax-filing season without any hassle. That's because the Internal Revenue Service doesn't require a return from them. Click here for more.
Cramming Your Phone Bill
Cramming occurs when a company places unauthorized, misleading or deceptive charges on your phone bill, and it happens all the time,the Federal Communications Commission fields thousands of complaints about the practice every year. Click here for more.
Your Money
Retirement Planner Click here for more.
For the Lawyers
Identity theft victim gets $150K for emotional distress. The 4th Circuit has held that a credit reporting agency's failure to promptly correct data in the credit report of a victim of identity theft warranted a $150,000 award for emotional distress under the Fair Credit Reporting Act. Click here for more.