| Volume 21 Number 3 |
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The People’s Lawyer’s Tip of the Day
Homeowner's insurance covers much more than you might think. But insurance is a contract and you must read it carefully. Was your laptop stolen out of your car? Read you policy, you may be covered for this loss.
10 Resolutions to Fix Your Finances
Go ahead and trash those empty champagne bottles and funny hats after New Year's Day. Just don't toss these 10 financial vows with them. Click here for more.
Financial Considerations Before Having a Child
Becoming a parent is one of the most rewarding things in life, but it does come at a cost. As you prepare to introduce a new child into your family, there are plenty of things you need to consider. Click here for more.
Plan Now for the New 2008 IRA Contribution Limits
As you may have heard, the contribution limit for both the Traditional IRA and Roth IRA is increasing from $4,000 to $5,000 in 2008. This is a relatively large increase, and those who are age 50 or older have the ability to make an additional $1,000 contribution. If you're like most people, you probably have an automatic IRA contribution that makes deposits each month or with each paycheck. Because you now have the ability to save an additional $1,000 next year, the best time to change the contribution amount is at the first of the year so that the impact on your income is minimized since the contributions are spread out over the course of a full year. Click here for more.
What's Your Effective Tax Rate?
While it's true that the Internal Revenue Service usually taxes every last cent we make, not every penny is taxed the same. Click here for more.
Your Money
What will college run you? Click here for more.
For the Lawyers
Class action ban in arbitration clause is enforceable. The 3rd Circuit has held that an arbitration provision is not unconscionable simply because it requires cases to proceed on an individual basis and not consolidated with any other claim. Click here for more.