| Volume 20 Number 6 |
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The People’s Lawyer’s Tip of the Day
Now is the time to worry about returning holiday gifts. Be careful when you make your purchase. If the store has signs that say, "no returns," or "exchange only," that becomes part of the contract and the person to whom you give the gift will be bound.
In a terrible bind? Tapping Your 401(k) May Not be Smart
Desperation tends to focus the mind. If you're worried about coming home one night and finding your furniture on the lawn, you're probably not giving much thought to what you'll wear to the company holiday party. You're probably not giving much thought to retirement, either. Click here for more.
Online Shopping: A Safety Checklist
You're browsing the Web and found a great buy on a jacket: good price, in your size, and just the right color. But is it safe to buy online? What can you do to make sure your money and privacy are protected? These simple steps can improve your online shopping experience. Click here for more.
Looking Gift Cards in the Face
When you can't find the perfect gift for someone, a gift card can be the best solution. That way you know your friends can pick out just what they want. But gift cards can have some drawbacks. It's the fine print that may make your gift less than you had hoped for. Click here for more.
Tips for Holiday Tipping
Trees are being bought, lights are being hung, and the voices of Johnny Mathis and Alvin and the Chipmunks are extolling peace and generosity. It is a moment when we mull over whom to tip, what to give and whom to stiff. Click here for more.
Your Money
What option is best for estate planning? Click here for more.
For the Lawyers
Company that purchased bad checks is a "debt Collector." The court rejected argument of defendant, a company that purchased bad checks, that because it purchased the checks involved, it was not a "debt collector" under the FDCPA since it was collecting its own debts, not those of another. Click here for more.