| Volume 20 Number 4 |
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The People’s Lawyer’s Tip of the Day
You can sue in Texas Small Claims Court for up to $10,000 and you do not need an attorney to assist you. Next time you get ripped-off, consider the real people's court. Small Claims Court is quick, informal and easy to use. In many cases, once the other person knows you know your legal rights and will assert them, they quickly try to settle the dispute.
How to Shop Like an Expert
With the holidays upon us,a consumer psychologist at Golden Gate University in San Francisco, sheds some light on why we tend to spend more than we should at this time of year. In fact, retailers usually rely on holiday spending for nearly half of their annual sales. Why are we so well behaved for the first nine months of the year just to blow it all in the last three? And how can I control my urge to buy everything in Crate & Barrel's holiday catalog? Yarrow had answers. Click here for more.
Let's Punish Lenders of Easy Credit
Why should companies that extend credit to somebody who's already drowning in debt benefit in bankruptcy court? Let 'em take their lumps. Click here for more.
Don't Pay Up Front To Borrow Holiday Cash
With the holiday season in full swing, many Texans might encounter advertisements promising instant cash loans. Consumers should avoid loan offers that require up-front payments for "taxes" or "processing fees." Legitimate lenders never ask borrowers to pay money up-front in order to obtain a loan. Click here for more.
4 Tax Moves NOT to Make in 2007
Every year as the days dwindle, tax advice is offered on what moves most taxpayers should make by Dec. 31 to cut their coming IRS bills. But just as important are tax moves that you shouldn't make now. Click here for more.
Your Money
How fast will my savings grow? Click here for more.
For the Lawyers
Congress did not waive the sovereign immunity of the United States by enacting the Fair Debt Collection Practices Act (FDCPA). The 5th Circuit has held that the Department of Education is not subject to liability under the Fair Debt Collection Practices Act. Click here for more.