| Volume 19 Number 11 |
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The People’s Lawyer’s Tip of the Day
Never give your social security number to someone you do not know. Identity theft requires a social security number. Protect yours.
Why Medical Debts Shouldn't Count
For many, the road to ruined credit is pockmarked with medical collections, often for tiny amounts or billed in error. The truth is that medical debt rarely indicates whether a borrower is high risk. Click here for more.
5 Steps to Fix a Broken Budget
It's hard enough to devise a spending plan -- but what if, after all that effort, something's still not right? Here's how to make it all add up. Click here for more.
Parents, Use Caution at Toy-Shopping Time
Parents are the last line of defense in safeguarding children from dangerous toys. Click here for more.
eBay: A Huge Target for Scammers
With 82 million people actively using the site, eBay is a huge target for scammers out to make a quick buck. A recent survey by Consumer Reports found nearly half the 2,500 people surveyed experienced some sort of deception using eBay. Click here for more.
Your Money
Debt-to-income ratio calculator. Click here for more.
For the Lawyers
Company collecting on bounced checks for state attorney is subject to FDCPA. The 11th Circuit has held that a private, for-profit corporation acting as an independent contractor to run a bad check diversion program for the state is not entitled to Eleventh Amendment immunit Click here for more.