| Volume 19 Number 2 |
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The People’s Lawyer’s Tip of the Day
The Texas Deceptive Trade Practices Act requires full disclosure by sellers. If a seller intentionally withholds material information, he could be responsible for three times the consumer's damages, plus court costs and attorney's fees.
Eight Secret Scores That Lenders Keep
Lenders track every last detail of your spending habits, then use the data to estimate not just how big a risk you are but how profitable a customer you might be. Click here for more.
Use a 'Short Sale' to Escape Foreclosure
If you owe more than your house is worth and can't afford your payments, you might be able to sell it for less than you owe -- without having to pay the lender the difference. Click here for more.
Troubleshooting 10 Common Thanksgiving Problems
Stuck with a bird that's slow to defrost? Or too few burners? Here's a guide to get you over some of the most common hurdles Click here for more.
Choose Credit Cards by How You Use Them
Americans have a complicated relationship with credit cards. Most of us won't leave home without them. But ask the average consumer how she feels about credit card companies, and you're likely to hear the kinds of words you can't say on prime-time TV without getting into trouble with the Federal Communications Commission. Click here for more.
Your Money
Will this renovation project pay off? Click here for more.
For the Lawyers
State consumer protection statute may be preempted. The 2nd Circuit has held that a state consumer protection law prohibiting expiration dates on gift cards may be preempted by federal banking law. Click here for more.