| Volume 16 Number 2 |
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VACATION NOTICE: The staff of "The People's Lawyer Consumer News Alert" will be on vacation the first week of August and so will the alert. You will get your next alert on Monday, August 13th.
The People’s Lawyer’s Tip of the Day
In Texas, your landlord must supply you with a working smoke detector. But from that point on, it is up to you to change the battery.
Lucky 13 Emergency Savings Strategies
Saving for emergencies doesn't have to be about painful cutbacks or Draconian spending measures. Sometimes we get so focused on where we're going to find extra money that we forget the easy pickings are in setting up good savings strategies. Follow these 13 tips to save money without even trying. Click here for more.
On Paying for Cars With Cash
There are two questions that greet every car buyer who walks into a showroom: "Are you ready to buy today?" and "How do you plan to pay?" If the answer to the first is yes, there are smiles all around. If the answer to the second is cash, that warm greeting may grow chilly. Click here for more.
Top Online Email and Internet Scams
The Internet makes it easier to accomplish many things - banking, research, travel, and shopping are all at our virtual fingertips. And just as the Internet makes it easier for legitmate pursuits, it also makes it easier for scammers, con artists, and other online miscreants to carry out their virtual crimes - impacting our real life finances, security, and peace of mind. These Internet scams are constantly evolving - here are the most common today. Click here for more.
America's in Debt Denial
The road to financial ruin is paved with plastic. More than ever before Americans are racing along this highway to hell -- saving less than ever, draining cash from home equity and continuing their unrelenting pursuit of the good life. They're carrying a mountain of consumer debt, comprising bank and department store credit cards and those "easy-to-get, everybody-rides" auto loans. Americans can't seem to get enough of them. It's an addiction and, like all addictions, those who are hooked are in denial -- debt denial. Click here for more.
Your Money
How much will you need for retirement? Click here for more.
For the Lawyers
Party bound by arbitration agreement signed by mother. The 5th Circuit has held that an arbitration agreement is enforceable against a non-signatory. The court found that "as a third-party beneficiary, she is bound by the agreement to arbitrate any dispute arising from it." Click here for more.