| Volume 15 Number 5 |
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The People’s Lawyer’s Tip of the Day
Immediately review your bank statements and returned checks for forgeries. Promptly report any problems to your bank. A short delay may cost you your legal rights.
Before Co-Signing on the Dotted Line ... Protect Credit
Thinking about co-signing a loan for a friend or family member? You might want to do some serious thinking before you take that step. Don't underestimate the possible costs of scribbling your signature on a legal document for the credit impaired. Click here for more.
Pets For Sale? Look Out For Scams
Our technological era has opened up a new world of business opportunities for those willing and able to advertise and sell products online. But cyberspace has also afforded scam artists a whole new playing field and weapon of deceit to use against potential victims. Click here for more.
Retire a Millionaire
The road to $1 million starts early, but if you're a late bloomer, help is at hand. The information below shows how much you need to save each month to accumulate $500,000, $1 million or $2 million by age 65, along with strategies for achieving that goal. At age 25, you're starting from scratch. At ages 35, 45 and 55, we assume you already have money in savings, on which you're earning 8 percent annually. Click here for more.
How to Avoid Foreclosure
The guidance in this article (and in the "How to Avoid Foreclosure" pamphlet) is applicable to homeowners with FHA Insured loans. While a good deal of this information may apply to all homeowners in danger of losing their homes, not all of the foreclosure avoidance tools mentioned may be available to you if you have a VA or conventional loan. Additionally, HUD/FHA does not have any Loss Mitigation oversight over VA or conventional loans. Please contact your lender or a housing counseling agency. Click here for more.
Your Money
The true cost of paying the minimum. Click here for more.
For the Lawyers
Toddler can sue parents over car seat installation. The Minnesota supreme Court has held that a toddler injured in a motor vehicle accident can sue his parents for improperly installing and maintaining his car seat. Click here for more.