| Volume 15 Number 4 |
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The People’s Lawyer’s Tip of the Day
The Texas Deceptive Trade Practices Act requires full disclosure by sellers. If a seller intentionally withholds material information, he could be responsible for three times the consumer's damages, plus court costs and attorney's fees.
New Scheme Preys on Desperate Homeowners
With the housing market in decline, financial predators are finding yet another way to take advantage of people who fall behind on their payments. The schemes take various forms and often involve promises to distressed homeowners of cash upfront, free monthly rent and a chance to retain their houses in the long run. But in the process, someone else takes over the deed, borrows as much as possible against the value of the house and pockets the cash. And, almost always, the homeowners still end up losing their homes. Click here for more.
Top 5 Reasons to Have an Eye Exam
You find time to visit your family doctor for an annual physical. You manage to take your children to their pre-appointed six-month dental hygiene visits. But are you or your family overdue for a trip to the eye doctor's office? Vision care is often neglected. In reality, how much could we actually accomplish in a day without the precious gift of sight? Here are five great reasons to schedule a comprehensive eye examination. Click here for more.
One-year refinancing doesn't make sense
Refinancing to maximize cash flow may reduce your monthly nut, but taking on the costs of refinancing a mortgage for just a year isn't likely to make financial sense. Click here for more.
Your Money
Net Worth: How do you stack up? Click here for more.
For the Lawyers
A wrongful death claimant who had not yet filed suit, was a "known creditor" of the debtor. The 4th Circuit has held that a wrongful death claimant whose identity and potential claim were either actually known or reasonably ascertainable to the debtor, was entitled to specific notice of the bankruptcy proceeding and applicable filing dates. Click here for more.