| Volume 15 Number 1 |
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Fourth of July is Independence Day: Independence Day honors the birthday of the United States of America and the signing of the Declaration of Independence on July 4, 1776. It's a day of picnics and patriotic parades, a night of concerts and fireworks, and a reason to fly the American flag. Click here for more.
The People’s Lawyer’s Tip of the Day
All banks are not created equal. Their services may be the same but prices are not. Shop around. Ask about free checking and online banking. Find out what the rate of interest is on deposits and what they charge for bounced checks, stop-payment orders and other services. Set up a line of credit instead of agreeing to "free" over-draft protection. A little comparative shopping can save you hundreds of dollars a year.
Suprising Six-Figure Jobs
These jobs all pay less than $60,000 a year on average, but you can earn more than $100,000 at the top end if you know where to look. Click here for more.
Financial Advice for the Class of 2007
You've got your degree and you're ready to take on the world. But are you ready to pay for it? We got some advice from the class of 2006 on how to manage your cash in the real world. Click here for more.
Ten Steps to Childproofing Your Home Office
While those of us who work at home may dream of beavering away in isolated splendor, the reality is that our home office spaces are also living spaces where spouses and kids and pets and work all co-mingle. Small children love to play and explore, sticking small fingers into all kinds of spaces we would never think of sticking ours. So it's important to make sure that our home office spaces are as child safe and pet safe as we can make them. Click here for more.
GRAY MATTERS: Cyber-Buyers BEWARE
This is a lesson on how to protect yourself - and your savings - from thieves and cutthroats on the telephone or the Internet. And I'm not referring only to identity theft, which most of us are aware of by now. But did you know that direct deposit Social Security and other federal benefits are not necessarily invulnerable once the money is in your bank account? Click here for more.
Twelve Free Credit Monitoring Strategies
Experts from all parts of the credit industry -- agencies and advocates alike -- recommend checking credit reports regularly and paying attention to your credit situation in general. While Congress has guaranteed a free once-a-year glimpse into these ubiquitous yet still secretive files, how do you keep an eye both on your credit and on costs? Click here for more.
Your Money
Which lender has the better loan? Click here for more.
For the Lawyers
The term "file" in the Fair Credit reporting Act includes everything contained in consumer's report. The 7th Circuit has held that a credit bureau must disclose everything in the consumer's report in a clear and accurate manner. The court noted that even accurate material may be unclear. Click here for more.