| Volume 2 Number 11 |
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The People’s Lawyer’s Tip of the Day
All banks are not created equal. Their services may be the same but prices are not. Shop around. Ask about free checking and online banking. Find out what the rate of interest is on deposits and what they charge for bounced checks, stop-payment orders and other services. Set up a line of credit instead of agreeing to "free" over-draft protection. A little comparative shopping can save you hundreds of dollars a year.
Stop Debt Collectors from Calling You
What can be done to stop the collection calls for those persons who want to avoid debt consolidation or bankruptcy? It depends on who is calling. Click here for more.
Foreclosures May jump as Adjustable Rate Mortgages are Reset
As more ARMs adjust upward and housing prices begin to dip, many Americans can't refinance and are finding themselves trapped in too-high monthly payments. For those who can't make their payments, foreclosure - the legal process by which the lender reposseses the house because the owner has defaulted on payments - is the only way out. Click here for more.
Accident Prep 101
If no one has ever prepped you on what to do in the event of an accident this is your chance to learn the basics. Good information to know and good information to teach your children who drive. Click here for more.
Your Money
Should I consolidate my debts? Click here for more.
For the Lawyers
A seller of discount health and prescription drug cards and its telemarketer will pay civil penalties of $300,000 and $50,000, respectively, to settle Federal Trade Commission charges that they have been violating the Do Not Call (DNC) provisions of the Commission's Telemarketing Sales Rule (TSR), and will be prohibited from similar conduct in the future. Click here for more.