| Volume 13 Number 5 |
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The People’s Lawyer’s Tip of the Day
Don't let anyone steal your identity when they go "pfishing". Pfishing is when an identity thief sends you a fake notice that looks like it's from a bank, creditor, credit card company or PayPal, telling you there is a problem with your account and to reply. Never reply to any email asking for personal information. If you think it is a real request, call the creditor to confirm it.
Keep Your Luggage Close And Your Credit Cards Closer
Right on the heels of a indictment of waiters for credit card fraud, comes a similar arrest of four JetBlue employees who made fraudulent purchases using credit cards left by hurrying customers. Click here for more.
Three Bad Reasons to Buy a Home
Fear stampeded a lot of people into buying a home during the recent real estate boom. Now we're seeing the even more fearsome fallout. People who were terrified about being priced out of the real estate market are now horrified by their ever-rising mortgage payments. People who were afraid of missing out on the "easy money" of home-price appreciation are now anxiously realizing that what goes up can also come down. Click here for more.
Choose the Right Health and Fitness Club
A health club can be a great fitness motivator if you choose the right one. Before you sign on the dotted line, be sure the club you choose suits your personal needs and fitness goals. Decide what's important to you. Consider: Click here for more.
Five Ways to Make Retirement Savings Last
Chances are, Dad left the company with a gold watch, a pension that included health insurance and a Social Security check he could count on. His life expectancy past retirement was fewer than 10 years -- so those resources weren't stretched. The picture will be decidedly different for people who retire in the next 20 years -- no watches, no pensions or health insurance in most cases; a shaky Social Security system; and a life expectancy of at least 20 more years. Even if you've planned carefully and your retirement nest egg is hefty, there's always a possibility that you'll outlive -- or outspend -- your money. Worried about running out of money? That's a well-founded fear. Take these steps to allay concerns. Click here for more.
Your Money
The best way to save on health-care costs. Click here for more.
For the Lawyers
Texas attorney general does not need to designate a class representative in suit under Insurance Code. The Texas Supreme Court noted that the statute appears to require a class representative, "but those requirements cannot be applied in a way that renders attorney general class actions impossible, a result that would frustrate the Legislature's intent." Click here for more.