| Volume 13 Number 1 |
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The People’s Lawyer’s Tip of the Day
No health insurance or limited coverage--negotiate with your health care providers. You can negotiate the cost of almost all medical services, and often receive discounts between 10-50%. Let your health care provider know you are self-pay and ask if the price can be adjusted.
The Four Keys to Great Credit
Your credit history can make or break you when trying to convince lenders you're a good risk. Here's how to build the best record you can -- before you need it. Click here for more.
Identity Theft Leads FTC's List of Top Scams in 2006
The good news is that U.S. consumer scam and fraud complaints to the Federal Trade Commission in 2006 fell by 19,165. The bad news is, even though consumers are becoming more savvy about beating scammers at their game, in turn, scammers are getting slicker than ever at what they do. Click here for more.
How to Protect a Home Against Lock Bumping
Imagine a method of defeating the vast majority of American locks that can be learned in under an hour, uses tools that can be acquired on the Internet for less than $50 and, if done right, can be performed in less than a minute, leaving little or no trace of a break in. If you watch local news or spend time on the Internet, you may have heard alarming stories about a new way of lock-picking called "lock bumping" or "key bumping." Security experts in Europe and, more recently, the United States have declared lock bumping a clear and present danger to anyone who secures their valuables using pin-tumbler locks, which happens to include the vast majority of American houses. Click here for more.
Your Money
What will it take to reach your investment goal? Click here for more.
For the Lawyers
Abstract of judgment in maided name did not create a lien. A Texas appellate court was asked to determine whether an abstract of judgment indexed in local property records by a judgment creditor was sufficient to establish an enforceable judgment lien against the judgment debtor's real property when the creditor identified the debtor in the abstract of judgment only by her maiden name. It held that the abstract of judgment filed by the creditor did not create an enforceable judgment lien. Click here for more.