| Volume 12 Number 11 |
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The People’s Lawyer’s Tip of the Day
If you are receiving emails that appear to be from Paypal a bank or a credit card company telling you about "a recent charge to your account," ignore them. Do not click on any link to verify your account or dispute the charge. If you want to check with your credit card company, the phone number is on your card. If you think the notice may be real, wait until you receive your credit card bill and then dispute it. These are scams designed to get your private information.
Juggling Retirement Savings and Debt
If you're facing a mountain of bills, chances are you've drowned out even the most urgent warnings to save for retirement. You're not alone. No matter who's doing the polls or studies, results show that Americans are awash in debt. Click here for more.
Recent Oprah Ticket Scam shows Resilience of Con Artists
Just when you think your luck is hot ... it's not. Phony award notifications are gaining popularity among con artists who prey on you and your mailboxes. Click here for more.
Can't Pay The Loan but Won't Pick Up the Phone
Home foreclosures are up, in part because of defaults on riskier subprime loans, a trend that's putting communities at risk. But, if past surveys continue to prove true, many financially troubled homeowners will never contact their lenders to work out a way to keep their homes. Click here for more.
Will Your Insurer Pay Up?
We buy insurance to protect ourselves against catastrophes. But will coverage be there when we need it? There have been enough headlines, lawsuits and regulatory concern in recent years to give us pause. Click here for more.
Your Money
Will you save by refinancing your mortgage? Click here for more.
For the Lawyers
Lawyer without written retainer can recover in quantum meruit. A New York Appellate Court has ruled that a lawyer who failed to obtain a written retainer agreement or letter of engagement in violation of state rules may still recover the reasonable value of his professional services rendered on a quantum meruit basis. Click here for more.