| Volume 12 Number 1 |
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Once again, it is time for the "People's Law School," the oldest and most successful law program for the layperson in the country! This is your chance to learn more about your legal rights, and have fun at the same time. On Saturday, April 7th, the Center for Consumer Law at the University of Houston Law Center, with the sponsorship of the Houston Bar Association, will host more than forty volunteer lawyers, judges, and law professors, teaching courses in fourteen different areas of law. Best of all, it is absolutely free! Although there is no charge for the "People's Law School," you must pre-register to attend. Registration is limited to the first 1000 people. To register by mail, send a self-addressed stamped envelope to: Professor Richard M. Alderman University of Houston Law Center 100 Law Center Houston, Texas 77204-6060. To register on the web, go to:Click here for more.
The People’s Lawyer’s Tip of the Day
Starting a new business can be risky, and the type of business determines your individual liability. If you run a business in your own name, or as a partnership, you are responsible for all the liabilities of the business. To protect yourself, consider operating the business as a corporation or limited liability company. An attorney can help you make the right choice.
10 Things Your 401(k) Provider Won't Tell You
The number of 401(k) investors has soared in the past decade, to nearly 50 million from 28 million, according to Cerulli Associates. That torrid growth has created impressive efficiencies for the folks who run your plan. But it doesn't mean those savings show up in your account; in fact, they could be coming straight out of it. Click here for more.
Student Loans Demystified
Financial aid is quickly becoming a synonym for student loans. These days close to half the students in four-year colleges take out loans, and it's a rare student that isn't confounded by the process. This section should help to clear up some of the confusion. Click here for more.
Recovering Social Security Tax Overpayments
Most employers must withhold Social Security tax from your wages. This 6.2 percent employer-collected tax, noted as FICA on most pay stubs, is credited to your account at the Social Security Administration, along with your employer's matching contributions at the same rate. Click here for more.
Your Money
Employer Stock-Option Tax Estimators Click here for more.
For the Lawyers
Agency not liable under Fair Credit Act. The 7th Circuit has held that a credit reporting agency is not required by the Fair Credit Reporting Act to provide all information it has on a consumer -- it must provide only that information it would send to a third party requesting a credit history. Click here for more.