| Volume 11 Number 4 |
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The People’s Lawyer’s Tip of the Day
If you buy a new car you have three days to change your mind, right? Wrong! Unless you have were misled, deceived, or otherwise tricked into signing the contract, once you sign you are bound. If you are not sure, don't sign.
Working with a National Tax Chain ? How to Get the Most Bang for Your Buck
When it comes to getting your taxes done right, don't settle for second best. Here's how to get the most out of your local tax office. The three biggest tax franchises are H&R Block, Jackson Hewitt, and Liberty Tax Service. All three offer affordable, convenient, and quick tax preparation. Click here for more.
Retirement Planning for the Self-employed
A Keogh or HR 10 plan is a tax-deferred retirement savings plan for self-employed individuals. It works much like any qualified plan such as defined benefit, money purchase, or profit sharing plans. Keoghs were very limited when first enacted in 1963 but they provided a much needed option for self-employed persons to save for retirement. Click here for more.
New Law Requires Lenders to Cancel PMI
If you are a homeowner, you will want to be aware of a new law that establishes rights for homeowners and rules for lenders regarding private mortgage insurance (PMI) cancellation. With this knowledge, you may eliminate premiums you may be paying unnecessarily. Click here for more.
Your Money
When will you be debt free? Click here for more.
For the Lawyers
Supreme Court setback no bar to attorney fees under TILA. The 4th Circuit has held that a car buyer whose damages under the Truth in Lending Act were slashed by the Supreme Court is nevertheless entitled to attorney fees for that portion of his otherwise "successful action". Click here for more.