| Volume 10 Number 5 |
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The People’s Lawyer’s Tip of the Day
Do you know the billing date on your credit card? You should. Bills are sent out on the billing date and must be paid with in 20 to 25 days. Shopping the day after your billing date gives you an extra month before payment is due.
Give the Bounce to Counterfeit Check Scams
A new scam is swindling consumers: counterfeit checks that seem legitimate to both bank employees and consumers, but that leave unsuspecting consumers footing the bill. While the angles used by scam artists may vary, the basics of the counterfeit check scheme remain the same. Click here for more.
Retirees Up Against Debt
Retirement used to be a time for people to enjoy life without a mortgage or high credit card bills, a time when heavy debts were mostly a thing of the past. Increasingly, that's no longer true. Some seniors are taking on debt in retirement to fund a trip they've always wanted to take. But a growing number are in debt because they have no choice, according to debt counselors and a growing body of research. Click here for more.
Maximizing Your Medical Deductions
Medical costs seem to increase every year. There is a way to get Uncle Sam to foot some of the doctor bills, but you need to make sure you know and follow the rules. The Internal Revenue Service lets you deduct medical costs as long as they are more than 7.5 percent of your adjusted gross income. This percentage may seem unattainable at first glance, but with a little tax triage you might just meet it. Click here for more.
Your Money
Are two homes better than one? Click here for more.
For the Lawyers
Employer can consent to search of employee's computer. The 9th Circuit has held that although an employee has a reasonable expectation of privacy in his workplace office, his employer retains the right to consent to a search of his office and computer Click here for more.