| Volume 9 Number 12 |
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Helpful Links
Texas Consumer Complaint Center
Credit Reports and Identity Theft
Your Guide to Small Claims Court
Contact Us
1-713-743-2168
Doing More to help consumers-The Texas Consumer Complaint Center created by Dean Richard Alderman at the University of Houston Law School has helped consumers with problems concering debt collection, automobile sales and repairs, housing problems and many other consumer complaints. Click here if you have a complaint against a merchant or just want to know your rights.Click here for more.
The People’s Lawyer’s Tip of the Day
Don't think stopping payment on a check protects you from having to pay when a problem arises. If the check is transferred to another person, you probably will have to pay, even if you have a legitimate reason to not pay the person to whom you gave the check.
Triple Tax-Refund Saving Option
Every year you swear you're going to save at least some of your tax refund. Every year, you end up spending every last cent. Uncle Sam wants to help. New this filing season is an option to directly deposit your refund money into up to three accounts. Click here for more.
Top Five Ways to Dump Debt
IS YOUR NEW YEAR'S resolution to banish debt from your life once and for all? If so, you may want to expand that noble goal to include increasing your credit score. Your credit score -- that magic number between 300 and 850 -- is used by lenders to determine everything from your interest rates and credit limits to whether you're approved for a loan at all. A good score can save you thousands of dollars over the long haul. The good news: We've got five ways to slash your debt and raise your credit score, all at the same time. Click here for more.
Educating Teens About Credit
We're living on a plastic planet, where even vending machines, parking meters and Starbucks branches are now accepting credit and debit cards for everyday transactions. Small wonder that high schoolers -- who were expected to spend $195 billion in 2006, according to a study by the Harrison Group -- hanker for their own charge cards. Click here for more.
Your Money
Should I buy a tax-exempt or taxable bond? Click here for more.
For the Lawyers
Insurance applicants don't have duty to disclose information that wasn't requested. The 6th Circuit has held that under federal common law, applicants for insurance have no duty to disclose undiagnosed symptoms or medical history not specifically requested by an insurance company. Click here for more.