| Volume 9 Number 5 |
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The People’s Lawyer’s Tip of the Day
In Texas, there is no wage garnishment except for child support, student loans and certain taxes. A debt collector's threat to garnish your wages when he cannot do so, for example for a credit card debt, violates Texas and federal debt collection laws.
Avoid Falling Prey To Travel Scams
Travel scammers are getting busy again, trying to cash in as people begin to plan vacations for spring and summer. The rip-off artists promise you a great vacation at a bargain price, then dump you in a horrible hotel, or charge sky-high fees, or pull other shenanigans that cost you more and more money. Click here for more.
Taxes 2006: Year of the Tax Credit
2006 was the year of tax credit. That's definitely a good thing for taxpayers, since credits are a more valuable tax-cutting tool than deductions. A deduction will reduce your taxable income amount, which usually means a lower tax bill, but a credit is taken after you figure what you owe the IRS and it reduces that bill dollar for dollar. Click here for more.
Children Victimized by Identity Theft
Identity thieves have targeted a new circle of victims: children. By obtaining the Social Security number given to most children at birth, the thieves can build a whole new identity that they can use for years. Often the fraud is not uncovered until the youngster grows up and goes to obtain credit, only to discover he or she already has a long and usually dismal credit history. Sorting it out can take years, and cost the victim dearly in lost credit, higher interest rates and even a criminal record. Click here for more.
Your Money
What will it take to reach your investment goal? Click here for more.
For the Lawyers
First Amendment bars claim against Atkins diet author. A federal District Court in New York has held that the First Amendment bars a claim brought against the estate of the author of the Atkins diet by a man who was diagnosed with heart disease after two months on the diet. Click here for more.