| Volume 8 Number 4 |
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The People’s Lawyer’s Tip of the Day
Shakespeare said, "Neither a borrower, nor a lender be." He could have added, or a co-signer, surety or guarantor. Whenever you co-sign for someone, you must pay if they do not. If they stop paying or file bankruptcy, you must pay. Don't ever co-sign for someone unless you will be able to pay.
10 Great Gifts for College Students
Whether you are a college student yourself or shopping for someone currently in school, getting a special gift this season without breaking the bank might seem almost impossible. Dorm life presents a unique challenge as well, since both time and space in which to enjoy a gift are limited. Here are 10 easy-to-find and gentle-on-the wallet items sure to enrich college life for your loved one without adding to the clutter. Click here for more.
Latest Scams Target Wallets
Scammers are like Wile E. Coyote. They try to use every trick in the book to capture the Road Runner -- in this case, your personal information. But unlike the coyote, sometimes they do get the bird. Here is a roundup of some of the new tricks scammers have used, according to ConsumerAffairs.com, an independent Web-based consumer news and resource center. Click here for more.
Home Equity Loan to Wipe Out Bankruptcy?
Can a person with a Chapter 13 bankruptcy get a home equity loan to get rid of the bankruptcy? Do you know of any banks willing to take the risks? Click here for more.
Your Money
Am I better off renting? Click here for more.
For the Lawyers
An individual can't sue under HIPAA. The Fifth Circuit has held that no private right of action exists under the Health Insurance Portability and Accountability Act. Click here for more.