| Volume 7 Number 7 |
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1-713-743-2168
The People’s Lawyer’s Tip of the Day
Don't let anyone steal your identity when they go "pfishing". Pfishing is when an identity thief sends you a fake notice that looks like it's from a bank, creditor, credit card company or PayPal, telling you there is a problem with your account and to reply. Never reply to any email asking for personal information. If you think it is a real request, call the creditor to confirm it.
Lifeline Program
The Lifeline program is designed to help qualified low-income individuals pay the monthly cost of basic telephone service. A Texas resident is qualified if the current total household income is at or below 150 percent of the federal poverty guidelines. A resident is also qualified if they are currently receiving: Medicaid, Low-Income Home Energy Assistance Program support, Food stamps, Federal Public Housing Assistance, Supplemental Security Income (SSI), Health Benefit Coverage under Child Health Plan (CHIP) under Chapter 62 support. Click here for more.
Holiday Shopping: 7 Ways to Wrap It Up
For many people, holiday shopping is as much about the journey as the destination. It ends with a perfectly wrapped present, but everyone has a different method for getting there. Here are seven strategies for making the most of your shopping this season. Each one provides you with pros, cons and things to consider. Click here for more.
15 Secrets Debt Counselors Wish You Knew
When it comes to money management mistakes, debt counselors have seen it all. And if you knew what they already know, you could save a lot of money and more than a little grief. Unfortunately, by the time consumers sign on for credit counseling, they already have an average of $30,000 in bills and seven or eight credit cards. Click here for more.
Your Money
Buy or rent your next home: Which is right for you? Click here for more.
For the Lawyers
Marital assets are part of husband's bankruptcy estate. The 2nd Circuit has held that marital assets awarded to a wife were part of her husband's bankruptcy estate where creditors filed an involuntary Chapter 7 petition against him before entry of final judgment in the couple's divorce. Click here for more.