The People's Lawyer Consumer News Alert
Center for Consumer Law
  Volume 144 Number 49

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The People’s Lawyer’s Tip of the Day

If you’re feeling anxious about your financial health during these uncertain times, you’re not alone. That’s why the three national credit reporting agencies, which last year gave people weekly access to monitor their credit report for free, are extending that benefit until April 20, 2022. Click here for more.


U.S. airlines waive fees ahead of Tropical Storm Grace

With Tropical Storm Grace streaking across the Caribbean and calculating its next move, possibly into southern Texas, U.S.-based airlines are offering travel waivers to any passenger affected by the storm.
American Airlines, Delta Air Lines, JetBlue, Southwest Airlines, and United Airlines have all detailed travel policies for passengers needing to rebook flights due to the storm. Here are specific details for each carrier: Click here for more.


Your Money

When you're buying a home, gathering the paperwork for your mortgage before you apply is a good idea. Tracking down documents can take time, but doing it before you need them could help you get to the closing table faster. You will owe your lender a stack of documents once you apply – and during underwriting – that show you can repay the loan. A mortgage application typically requires a paper trail to verify: Click here for more.


For the Lawyers

Telephone Consumer Protection Act applies to job recruiting Robocalls. The Ninth Circuit unanimously ruled that a lower court misread the TCPA, along with an accompanying an accompanying Federal Communications Commission "implementing regulation" governing robocall consent standards. "The applicable statutory provision prohibits in plain terms 'any call,' regardless of content, that is made to a cellphone using an automatic telephone dialing system or an artificial or pre-recorded voice, unless the call is made either for emergency purposes or with the prior express consent of the person being called," the panel wrote in their opinion. Jonathan Loyhayem v. Fraser Financial and Insurance et al. ___ F.3d ___ (9th Cir 2021) Click here for more.

 

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