| Volume 144 Number 37 |
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The People’s Lawyer’s Tip of the Day
If you used MoneyGram to send money to a scammer between January 1, 2013 and December 31, 2017, you may be eligible to file a claim for a refund. Click here for more.
Recall Roundup: Fisher-Price recalls infant rocker products after four infant deaths
It’s important to hold consumer products to high safety standards to protect the public, and that’s doubly true for products that are meant for young children and infants. Unfortunately, some dangerous products can sometimes make it to market and cause real damage. Click here for more.
Your Money
Installment plans with a "buy now, pay later" spending model have become popular in recent years – and they'll probably gain more favor as the pandemic economy continues to shake up many households. Is this a payment method you should try? Only you can decide whether buy now, pay later is a good idea. Here are some answers to common questions about installment plans, often referred to as BNPL plans. Click here for more.
For the Lawyers
Whether conduct violates the Fair Debt Collection Practices Act requires an objective analysis that considers whether the least sophisticated debtor would likely be misled by a communication. The Ninth Circuit found that false but non-material representations are not likely to mislead the least sophisticated consumer and therefore are not actionable under the FDCPA. Mott v. PNC Fin. Servs. Grp., Inc., (9th Cir. 2021) Click here for more.