| Volume 6 Number 3 |
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The People’s Lawyer’s Tip of the Day
Writing a post-dated check is a good idea when you don't have the money in the bank but will soon, right? Wrong! As a general rule a post-dated check may be paid by your bank at anytime. My advice: do not write a post-dated check if you don't have the money in the bank.
How to Opt Out of (Almost) Everything
If you're being barraged by too much information, it might be time to opt out of at least some of the junk mail and telemarketing phone calls that plague you. You can. By filling out a few forms, you can slow the flow of junk mail and pre-approved credit card offers, keep the phone from ringing during dinner and limit the sharing of your personal financial information. You also have opportunities for one-time opt outs. For example, you can protect your legal rights by opting in or out of class action suits and make informed decisions on whether to sign clauses limiting you to binding mandatory arbitration. Click here for more.
Oil Change Basics
With various oil change franchises from coast-to-coast offering oil-and-filter jobs for cut-rate prices, it's getting tougher to rationalize changing your vehicle's oil yourself as a way to save money. So, if you get dirty and grimy, you don't necessarily save any money, and when you're through you have to find someplace to get rid of the old oil, why bother? Click here for more.
Consumer Alert: National Cyber Security Month
October is National Cyber Security Month. A consumer alert has been issued to update consumers about the latest twists on Internet scams. People continue to be bombarded with fraudulent job offers sent by e-mail. Almost all of them involve scam artists targeting job seekers who place their resumes online. Click here for more.
Your Money
What's the fastest and cheapest way to pay-down your debts? Click here for more.
For the Lawyers
Division of military retirement pay at divorce is constitutional. The 4th Circuit has ruled that the federal law granting states the authority to divide military retirement pay upon divorce does not violate due process or equal protection. Click here for more.