| Volume 5 Number 7 |
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The People’s Lawyer’s Tip of the Day
Federal law allows you to withhold payment from your credit card company if the goods you purchase never arrive. But you must act quickly. Under the law, you must dispute your bill within 60 days of when it is sent. Wait too long and you lose you rights!
Be Aware of Illegal, Unethical Collection Tactics
What would you do if there was a message on your answering machine claiming there was a warrant out for your arrest? What if that message was followed up by a letter from what appeared to be a law firm, confirming that you were wanted under felony charges for a debt incurred in 1994? Click here for more.
No Place for Church in State of Bankruptcy
Bankruptcy lawyers around the nation are blasting a revised federal tax statute that pits civil law against the spiritual commitments of the financially strapped faithful. A federal bankruptcy judge in Albany ruled in late August that the Bankruptcy Abuse Prevention and Consumer Protection Act forbids debtors from deducting charitable contributions when calculating disposable income. Click here for more.
Scrimping and Saving for Graduate Students
Graduate students can, of course, take advantage of flexible repayment and consolidation options. In addition, some teachers, lawyers, and doctors may be able to have their grad school debt forgiven through state and federal loan repayment assistance programs. Click here for more.
Your Money
15-Year or 30-Year Fixed Mortgage Which is right for you? Click here for more.
For the Lawyers
Annual statement in contract for deed that did not comply with the Property Code, is still sufficient if it constitutes a good-faith effort to comply with the statute. Click here for more.