| Volume 4 Number 13 |
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The People’s Lawyer’s Tip of the Day
You cannot prevent identity theft, but you can stop it from happening a second time. In Texas, victims of identity theft can place a security freeze on their account, preventing anyone from misusing their credit. Click here for more.
What's Your Money Style?
Find yourself stymied when it comes to saving? Then find yourself! Take these six money types out for a spin Click here for more.
Sudden Debt
Overdrawn by $5? Need a loan until payday? Hidden bank fees and the high rates of storefront lenders land millions of Americans in trouble. Can't happen to you? That's what these folks thought Click here for more.
It May be Better to Pay Tax Now on Retirement Savings
Why pay tax today when you can do it tomorrow? That was the mantra of financial advisers for many years as they promoted tax-deductible individual retirement accounts and 401(k)'s as a way to get big tax deductions in the here and now and defer tax on the accumulating balance to the future. Now advisers aren't so sure. Relatively low income-tax rates and retirement plans that offer tax-free income in the future are encouraging a new strategy: Pay tax now, and enjoy tax-free spendable income and assets later. Click here for more.
Your Money
Will you save by refinancing your mortgage? Click here for more.
For the Lawyers
In a ruling that promises to fundamentally alter the way many American law students prepare for the bar exam, a federal judge has concluded that a California company illegally copied questions from the Multistate Bar Examination for use in its bar exam preparation courses and ordered it to pay more than $11.9 million in damages. Click here for more.