The People's Lawyer Consumer News Alert
Center for Consumer Law
  Volume 142 Number 84

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The People’s Lawyer’s Tip of the Day

Your personal information is valuable. That’s why hackers try to steal it. It's National Cyber Security Awareness Month and here are some tips to help you keep your personal information from ending up in the hands of a hacker. Click here for more.


Online banking has become more widespread among consumers, survey finds

A new survey from Provident Bank might help explain why bank branches are disappearing. Consumers have gotten into the habit of doing their banking digitally, and they strongly prefer it. Only 20 percent of the consumers in the survey said they would rather visit a bank location than do their business using digital channels. That means banks must find the right balance between convenient physical locations and easy-to-use digital platforms. Click here for more.


Your Money

Understanding where you fall in the American economic class system isn't as simple as pulling out a calculator or looking at a pay stub. Myriad forces shape individuals' economic class and their views on where they rank alongside other Americans. So what does this mean in terms of where you fall in the American economic class system? Here's what to know.  Click here for more.


For the Lawyers

Marijuana company arbitration clause enforceable. A marijuana delivery company defeated away a class action over spam texts by invoking an arbitration clause in its user agreement. This decision is viewed as significant because it affirms the company’s right to form contracts despite the federal prohibition of marijuana. A federal court in California tossed the putative class action and sent the complaint to private arbitration, citing a clause in the user agreement clicked when signing up for the company’s service. The judge rejected plaintiff’s argument that a contract was never formed because the object of the agreement was illegal under federal law. The judge stated: “California Code and decisions by the state Supreme Court critically undermine Williams’s argument.” “These sources, some of which Williams herself cites, definitively establish that the consequence under California law of an unlawful object is not that a contract was not formed, but that the contract cannot be enforced.” Williams v. Eaze Solutions Inc., case number 3:18-cv-02598 in U.S. District Court for the District of Northern California. Click here for more.

 

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