| Volume 142 Number 79 |
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The People’s Lawyer’s Tip of the Day
Before you try a health product, talk with your doctor. Your doctor can explain the risks of a product, if there are reputable studies to support the claims, and if the product will have an effect on your medicines or treatments. If you spot a health-related fraud, please tell the FTC. Click here for more.
Toyota completes safety recall involving Takata airbag inflators
Toyota is conducting the final phase of the safety recall involving Takata airbag inflators. The recall involves approximately, 928,000 models. Toyota will notify owners and, depending on the vehicle model, dealers will replace the front passenger or driver airbag inflator, or the airbag assembly at no cost to owners. The recall is expected to being in mid-December, 2019. Click here for more.
Your Money
Medigap policies are extra insurance you can buy if you have Medicare. These plans are designed to help pay for some of the costs that are not covered by Medicare Part A and Medicare Part B. With a Medigap policy, you could potentially save thousands of dollars in medical bills. Here’s a look at how Medigap insurance works, what to consider when choosing a policy and the best time to enroll. Click here for more.
For the Lawyers
Phrase “current balance” is not misleading under FDCPA. The Seventh Circuit upheld a dismissal of a consumer’s claim that the phrase “current balance” in a collection letter obscured the static nature of her debt. Plaintiff alleged that the collection letter from defendant Delta Outsource Group, Inc. falsely implied that Koehn’s static debt was subject to interest and fees in violation of the Fair Debt Collection Practices Act. The sole basis for her claim was the phrase “current balance” which, according to Koehn, would “mislead debtors to give such static debts greater priority than they otherwise would.” The district court dismissed the case, finding that no significant portion of the population would be misled by the “current balance” language in the letter. The Seventh Circuit affirmed. Koehn v. Delta Outsource Croup 7th Cir, 2019 Click here for more.