| Volume 142 Number 46 |
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The People’s Lawyer’s Tip of the Day
Money matters. And using tried and true strategies for dealing with money — or the lack of it — can make a big difference to your present and your future. Whether you are saving, spending, or borrowing money, this is information you can’t afford to overlook. Click here for more.
Is Facebook getting off easy?
The Federal Trade Commission (FTC) is ready to settle Facebook’s privacy issues with a fine of $5 billion. That’s billion with a “B.” Needless to say, it would be a record settlement. The previous record was a $22.5 million fine levied against Google. The reported deal with Facebook would settle a number of alleged privacy violations, including the unauthorized use of Facebook data by Cambridge Analytica, to target political ads to Facebook users. Complicating matters for Facebook is the fact that it previously settled privacy charges with the FTC and has been accused of being in breach of that consent decree, a charge it has denied. Click here for more.
Your Money
A healthy credit score can expand your financial choices and help you secure low interest rates on mortgages, auto loans and credit cards. Credit checks are part of renting an apartment and sometimes even getting a job. A lot is at stake for consumers. You might be wondering how your credit score stacks up against the average American's. The average U.S. FICO score is 704, which falls in the "good" credit category. Does that score allow you to borrow money at a lower interest rate for a home or a car? Is a "good" score good enough to rent an apartment? Here's what you need to know. Click here for more.
For the Lawyers
Replacing defective part with same part is not a breach of warranty. A Michigan federal judge dismissed half the claims in a proposed class action accusing Ford Motor Co. of selling trucks with defective brakes, finding that replacing a defective part with the same part is not a breach of the company's warranty. The judge stated, "nothing in this warranty should be construed as requiring defective parts to be replaced with parts of a different type or design than the original part, so long as the vehicle functions properly with the replacement part." Weidman et al. v. Ford Motor Co., case number 2:18-cv-12719, in the U.S. District Court for the Eastern District of Michigan. Click here for more.