| Volume 142 Number 24 |
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The People’s Lawyer’s Tip of the Day
Crowdfunding is one way to support a project you believe in and get rewards for that support. But the project you’re backing is only as good as the people behind it. Some dishonest people can take your money but produce nothing – no product, no project, and no reward. Click here for more.
GM recalls Chevrolet Silverados and GMC Sierras
General Motors is recalling 324,226 model year 2019 Chevrolet Silverado 4500s, 5500s & 6500s, model year 2017-2019 Silverado 2500s & 3500s, and GMC Sierra 2500s and 3500s with Duramax 6.6 liter diesel engines and an optional engine-block heater. The engine block heater cord or the terminals that connect the heater cord to the block heater may short circuit and fail. A short-circuit may damage the engine components and increase the risk of fire.
Click here for more.
Your Money
Can You Refinance a Reverse Mortgage? Reverse mortgages can offer homeowners ages 62 and older access to home equity. As with a regular mortgage, a reverse mortgage can be refinanced, and doing so sometimes makes sense. Click here for more.
For the Lawyers
Constitutionality of CFPB upheld. In a unanimous opinion the Ninth Circuit decided a challenge to the CFPB's structure. The CFPB is headed by a single Director who exercises substantial executive power but can be removed by the President only for cause. Relying on the Supreme Court’s separation-of-powers decisions in Humphrey’s Executor v. United States, 295 U.S. 602 (1935), and Morrison v. Olson, 487 U.S. 654 (1988), the court held that the CFPB’s structure is constitutionally permissible. Consumer Financial Protection Bureau v. Seila Law, Inc. Click here for more.