| Volume 141 Number 69 |
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The People’s Lawyer’s Tip of the Day
Marriott International says that a breach of its Starwood guest reservation database exposed the personal information of up to 500 million people. If your information was exposed, there are steps you can take to help guard against its misuse. Click here for more.
National day of mourning: What's open and what's closed on Wednesday
There will be a national day of mourning Wednesday to honor the late former President George H.W. Bush, who died Friday night at 94. Friends and family will celebrate his life during a memorial service at the National Cathedral in Washington. President Trump is expected to attend along with former Presidents Barack Obama, George W. Bush, Bill Clinton and Jimmy Carter. National days of mourning don't happen often, so you may be confused about what's open and what's not. Here's a list of what offices and agencies will be closed to pay tribute to the 41st president: Click here for more.
Your Money
The feel-good moment from the G20 summit in Argentina over the weekend prompted a huge stock market rally on Monday. It didn't last. Second thoughts about what actually happened in the meeting between President Trump and President Xi of China, coupled with a number of other unsettling economic indicators, sent the Dow Jones Industrial Average plunging 800 points the following day. But does that mean the U.S. economy is in trouble? Click here for more.
For the Lawyers
FDCPA debt collector does not include the consumer's creditors, a mortgage servicing company, or an assignee of a debt, as long as the debt was not in default at the time it was assigned." The Sixth Circuit noted that the purpose of the FDCPA is "to eliminate abusive debt collection practices by debt collectors." 15 U.S.C. § 1692(e). A debt collector is defined as "any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another." 15 U.S.C. § 1692a(6). The FDCPA, however, contains an exception for "any person collecting or attempting to collect any debt owed or due or asserted to be owed or due another to the extent such activity . . . concerns a debt which was not in default at the time it was obtained by such person." § 1692a(6)(F). Sandlin v. Citibank, N.A., 2018 U.S. App. LEXIS 32885 (6th Cir. 2018). Click here for more.