| Volume 141 Number 16 |
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The People’s Lawyer’s Tip of the Day
Many people think their “credit limit” is the maximum amount the credit company will allow them to charge. In fact, in most cases the company will allow you to exceed this limit, and then charge you a hefty fee. You must self-police your credit limit and not exceed it. If you need more credit, contact the card issuer about raising the limit. Click here for more.
Drugstore Rewards Programs Can Help You Save
Americans are digging deeper and deeper into their pocketbooks to pay for medications. To help, some major pharmacy chains offer discounts to help keep costs down—with bargains such as generic meds for $4 per month or $10 for three months, for example. And, increasingly, they also offer frequent-shopper reward programs that can help stretch your drugstore dollars even further. Click here for more.
Your Money
When you face a financial need such as a major home repair, a college tuition bill or an overload of credit card debt, it can be tempting to tap into your 401(k). You may think borrowing your own money could be less dangerous than owing money to someone else. Unfortunately, 401(k) loans can create both short- and long-term financial hazards. Click here for more.
For the Lawyers
Ohio federal judge rules law firm did not mislead consumers by sending demand letters from its debt collections practice that used the firm’s letterhead. The court noted that the attorneys were meaningfully involved in the debt collection process and that the Consumer Financial Protection Bureau had not shown the letters confused consumers. Consumer Financial Protection Bureau v. Weltman Weinberg & Reis Co. case number 1:17-cv-00817, in the U.S. District Court for the Northern District of Ohio. Click here for more.