| Volume 134 Number 5 |
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The People’s Lawyer’s Tip of the Day
Buying a gift "all sales final" means the person you give it to cannot return it simply because he or she doesn't like it or it doesn't fit. But "all sales final" does not mean you are out of luck if it is broken or defective. Even in a final sale, the seller warrants the goods are not defective. Only when goods are sold "as is" should buyer beware.
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Emirates cuts back flights to five American cities
Emirates, hit hard by President Trump's ban on using electronics on U.S.-bound flights, is cutting its schedule to five American cities because of "significant deterioration" in bookings, the airline said. The cutbacks affect flights to Fort Lauderdale, Orlando, Boston, Seattle, and Los Angeles.
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Your Money
5 mistakes that can tank your credit score fast. If you're among the countless Americans with excellent credit, you should by all means celebrate that achievement -- but don't get too cocky. Sometimes, all it takes is a single mistake to turn a great score into one that's mediocre or, worse yet, downright poor. If you're looking to preserve your credit, here are a few moves to avoid. (1) Missing a payment; (2) opening too many credit cards or accounts at once; (3) using too much of your available credit; (4) closing old credit card accounts; and (5) co-signing a loan. Click here for more.
For the Lawyers
State safe harbor provision prevents violation of Fair Debt Collection Practices Act. The Seventh Circuit held a debt collector did not violate the FDCPA when it requested pre-judgment interest payments. The collector had requested authorization to collet pre-judgment interest from the Wisconsin Department of Financial Institutions. Under state law, if the Department fails to respond for more than 60 days the act or practice shall “not be deemed to be a violation” of state law. Therefore, the Court held the demand for interest was authorized by state law and did not violated the FDCPA. Aker v. Collection Associates, LTD. (7th Cir. 2017) Click here for more.