| Volume 2 Number 3 |
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The People’s Lawyer’s Tip of the Day
In Texas, it is unlawful for a business to charge more to someone who uses a credit card. On the other hand, it is legal to give a discount for someone who pays cash. Why? Credit card companies discount the amount they pay a merchant when you pay with a credit card. A store receives "more" when a customer pays cash. Giving a discount to cash customers is a way to treat both cash and credit card customers the same.
7 Deadly Sins of Remodeling
Homeowners can find plenty of information on which improvements will help boost the value of their houses. But significantly less attention is paid to what to avoid when remodeling your home. Click here for more.
Medical Privacy Law Results in No Fines, Few Prosecutions
In the three years since Americans' gained federal protection for their private medical information, the federal government has received thousands of complaints alleging violations yet has not imposed a single civil fine and has prosecuted just two criminal cases. Click here for more.
Car Ads: Reading Between the Lines
Many new car dealers advertise unusually low interest rates and other special promotions. Ads promising high trade-in allowances and free or low-cost options may help you shop, but finding the best deal requires careful comparisons. Many factors determine whether a special offer provides genuine savings. Click here for more.
Your Money
What will it take to save for a college education? Click here for more.
For the Lawyers
Lawyer foreclosing on deed of trust is a debt collector. The 4th Circuit has held that a law firm enforcing a deed of trust is a debt collector for purposes of the Fair Debt Collection Practices Act. The court also held that the bona fide error defense applies to errors of law as well as fact. Click here for more.