| Volume 123 Number 4 |
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The People’s Lawyer’s Tip of the Day
If you pay your bills by check, the check must arrive before the due date. Don’t wait until the last minute and rely on the US Mail. The best way to make sure your payment is received on time is to pay online. Paying online saves you money, and let’s you know exactly when the payment is received. Click here for more.
Possible Move away from Lockstep Pricing in Airline Industry
In an unusual move, Southwest has slashed some fares while Delta has raised them, a signal that airlines may be starting to resist the lockstep price matching that has long defined the industry. Click here for more.
Your Money
While online shopping may eliminate you from having to deal with your kids crying in the store, the Internet is prompting more millennial moms to make expensive online impulse purchases. Click here for more.
For the Lawyers
Voluntary language to pay off a debt in a demand letter is not misleading and thus does not violate the FDCPA. In this case, the demand letter to the consumer states that the consumer has “the chance to pay what [he] owe[s] voluntarily.” The Southern District of Illinois reviewed the language offering the consumer a chance to pay voluntarily as being, at most, puffery and held that such statements are allowed under the FDCPA since “it is perfectly obvious to even the dimmest debtor that the debt collector would very much like him to pay the amount demanded straight off, sparing the debt collector any further expense.” Blanchard v. North American Credit Services Click here for more.