| Volume 122 Number 5 |
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The People’s Lawyer’s Tip of the Day
We all know it’s important to check our credit reports regularly, but have you ever heard of a CLUE report? CLUE stands for Comprehensive Loss Underwriting Exchange. Your CLUE report is just as important in determining your insurance rates, but unfortunately, most consumers don’t even know it exists. Take advantage of the law and get a free report every year. Click here for more.
Are E-Cigarettes a Healthy Way to Quit Smoking?
Smoking accounts for more than 480,000 deaths every year in this country, or about one of every five deaths, according to the Centers for Disease Control and Prevention. An additional 16 million Americans live with a smoking-related disease. Some people say electronic cigarettes can help wean smokers off tobacco, at little risk to their health. For others, both of those assertions are false. Click here for more.
Your Money
Can getting “an amazing deal” for car insurance actually be risky? For consumers chasing cheap car insurance, one of the worst-case scenarios is running into unscrupulous or fraudulent agents. These agents use real insurance company names, present realistic documents and even send proof-of-insurance cards. It’s not until you try making a claim that you realize you weren’t holding a real policy. Click here for more.
For the Lawyers
Website arbitration clause not enforceable. Sgouros purchased a “credit score” package from TransUnion. After discovering the score was not calculated in a manner used by lenders, Sgouros filed suit against TransUnion. TransUnion moved to compel arbitration, asserting that the website through which Sgouros purchased his product included an agreement to arbitrate. The district court concluded that no such contract had been formed and denied TransUnion’s motion. The Seventh Circuit affirmed after evaluating the website and concluding that TransUnion had not put consumers on notice of the terms of agreement, as required by Illinois law, but actually distracted them from noticing those terms. Sgouros v. TransUnion Corp. Click here for more.