| Volume 121 Number 5 |
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The People’s Lawyer’s Tip of the Day
In Texas, there is no wage garnishment except for child support, spousal maintenance, student and other government-backed loans, and certain taxes. A debt collector's threat to garnish your wages when he cannot do so, for example for a credit card debt, violates Texas and federal debt collection laws. Click here for more.
34 Indicted in $22M Tax-Fraud Scheme
The grand jury indicted thirty-four Battle Creek residents for conspiracy to commit tax fraud, bilking the federal government out of more than $22 million. Each defendant faces up to 10 years imprisonment and a fine of $250,000 if convicted. Click here for more.
Your Money
It’s no secret that Americans need to save more. The issue — at least in part — is that saving requires sacrificing some of today’s wants in favor of tomorrow’s needs. Consider these tips on ways to save without cutting expenses. Click here for more.
For the Lawyers
Assignee is not liable under the Truth in Lending Act for a servicer’s failure to provide the borrower with a payoff balance. The Eleventh Circuit noted that the TILA creates a cause of action against an assignee for a violation that is “apparent on the face of the disclosure statement provided in connection with [a mortgage] transaction pursuant to this subchapter.” 15 U.S.C. § 1641(e)(1)(A). The court then held that because the failure to provide a payoff balance is not a violation apparent on the face of the disclosure statement, we affirm the dismissal of Evanto’s amended complaint. Evanto v. Federal National Mortgage Ass'n Click here for more.