| Volume 118 Number 2 |
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The People’s Lawyer’s Tip of the Day
When you are shopping this holiday season use a credit card if you can. If an identity thief steals your credit card information the law will protect you from fraudulent purchases made with a credit card. That is not true with bank ATM or debit cards, and a fraudster who "skims" your card information could clear out your bank account. This link has tips on how to protect your privacy this shopping season. Click here for more.
U.S. Judge Allows Suit against Takata and Honda to Proceed
A federal district court judge in Miami has rejected motions for dismissal of a class action suit against Honda and Takata, the manufacturer of the defective airbags in many Honda and vehicles manufactured by other companies. While Honda says that it is working to quickly settle consumer claims related to the airbags, the court is allowing the suit to proceed. The action alleges that the defective airbags have reduced the value of the consumers vehicles. Click here for more.
Your Money
Sometimes the holiday spirit can get us into trouble when we overspend on shopping for gifts. How can you avoid a "Dark January" when the holiday bills arrive? One thought is to get together with the people with whom you regularly exchange gifts and agree to reasonable limits on the value of gifts. Click here for more.
For the Lawyers
Letter sent after consumer disputed debt violates Fair Debt Collection Practices act. The Seventh Circuit held that a letter sent by a debt collector asking for additional information, and providing a way to return with payment violated the FDCPA. The court noted that once a consumer disputes a debt, the collector must cease collection until it verifies the debt. Leeb v. Nationwide Credit Corp. (7th Cir. 2015) Click here for more.