| Volume 114 Number 4 |
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The People’s Lawyer’s Tip of the Day
Did you just "win" a contest online, on social media, or that you don't even remember entering? One sure sign such a contest is a scam is if they ever request your banking information. This is warning sign that you didn't win anything, but are the target of a "card-cracking" scam. Click here for more.
Americans Are Reporting Improved Health and Better Healthcare
A study of 500,000 Americans published this week in the Journal of the American Medical Association revealed improvements in insurance coverage, better access to healthcare, more affordable healthcare, and better overall health for Americans since the passage of the Affordable Care Act in 2013. Dr. Benjamin Sommers of the Harvard T.H. Chan School of Public Health, who led the research as an advisor to the U.S. Department of Health and Human Services, noted that trends for all of those measures had been worsening prior to the enactment of the Affordable Care Act.
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Your Money
One of the best ways to save money is to start by paying attention to what you are spending. Yes, it is boring, but if you regularly scan your credit card bills for unnecessary expenses, you can eliminate them and then add them to automated savings. It is very easy to find yourself paying regular fees every month for services you don’t need. It takes a little bit of work, but you can eliminate those expenses and instead turn them into automatic deposits to grow your savings. Click here for more.
For the Lawyers
Third Circuit rules that a Rule 23(b)(3) plaintiff class action meets the Article III standing requirement that plaintiffs demonstrate an “injury in fact” so long as a named class representative satisfies that requirement. While the defendant argued that the class certification should be vacated if any of the putative class members could be shown to not have suffered an injury, the Third Circuit reasoned that once a named class representative has demonstrated Article III standing, the issue of who can be included in the class description becomes one of compliance with Rule 23 provisions, not whether unnamed class members can independently demonstrate Article III standing. Neale v. Volvo Cars of North America, LLC, 2015 WL 4466919 (3d Cir. July 22, 2015). Click here for more.