| Volume 111 Number 1 |
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The People’s Lawyer’s Tip of the Day
Thinking about buying a car or house in the future? Now is the time to check your credit report and make sure there are no errors. Waiting until you apply for the loan is too late. Remember, you can check your credit report with each of the three credit bureaus for free once a year.
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Ford Moves Into Car Sharing
Many millennials are not bothering to buy cars. In a step to get ahead of this trend, Ford is launching several experimental programs, including peer-to-peer sharing, where Ford owners could rent their cars to pre-screened drivers with an application like AirBnB to reduce their car payment expenses. Ford is starting the program in six us cities, but the program may expand if the demand is there. Click here for more.
Your Money
Planning for retirement is hard enough in the best of times. But here are three things that can throw the best laid plans out the window. The following link can help you plan for the worst case scenarios. Click here for more.
For the Lawyers
The Hawaiian Supreme Court in an aggressive decision applied its state contract law to conclude that the condo owners did not agree to a developer’s arbitration agreement, but held that even if they did, the agreement was unconscionable because it prohibited both discovery and punitive damages. Under state law, the court found that the fact that because the arbitration clause was not in the sales contract, but in a separate “auxiliary document,” there was no clear intent to arbitrate. The court also found that the inability of the condo owners to do discovery deprived them of an adequate alternative forum, and that the preclusion of punitive damages was “substantively unconscionable” in a contract of adhesion. Narayan v. The Ritz-Carlton Dev. Co., Inc., __ P.3d __, 2015 WL 3539805 (Haw. June 3, 2015). Click here for more.