| Volume 111 Number 3 |
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The People’s Lawyer’s Tip of the Day
If a deal seems too good to be true, it probably is. Most scams are designed to appeal to our human hopes to get something for nothing. The most dangerous scams today involve counterfeit cashier's, bank, or certified checks. Don't ever give someone you don't know anything in exchange for a check until your bank tells you in writing the check has been "finally paid."
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Two Major Banks Agree To Erase Debts From Credit Reports After Bankruptcy
After a lawsuit in U.S. Bankruptcy Court, Bank of America and JPMorgan Chase have agreed to update consumer's credit reports to reflect that their debts had been extinguished in bankruptcy court. The suit had alleged that the banks had failed to properly note the discharge of the consumers' debts' in bankruptcy on credit reports so that the banks could maximize revenue from the sale of those debts to third party debt collectors. Because credit reports are now used for many things such as to determine employment, insurance rates, as well as credit worthiness, this meant that many consumers were negatively impacted by the bank's failure to note on the credit reports that their debts had been legally discharged in bankruptcy. Click here for more.
Your Money
Can Google save you money on your wireless bill? Invitations for Google's new wireless phone service are now going out to owners of the Google Nexus 6 phone, and the plan is for phone service to cost $20/month, and data to cost $10/gigabyte, with a rebate for unused data. This is better deal than most wireless phone carriers offer, and the hope is that as in the cities where Google has launched it's own high speed Internet services, the entry of Google into wireless phone service will cause the two major carriers who currently dominate the market to offer better services at more reasonable prices. Click here for more.
For the Lawyers
Equal Employment Opportunity Commission (EEOC) informal methods of conference, conciliation, and persuasion are subject to judicial review. The United States Supreme Court found a “strong presumption” that Congress means to allow judicial review of administrative action. The Court note that EEOC’s argument that review is limited to checking the facial validity of its two letters falls short of Title VII’s demands; the aim of judicial review is to verify that the EEOC actually tried to conciliate. Mach Mining, LLC v. Equal Emp't Opportunity Comm'n Click here for more.