| Volume 100 Number 4 |
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The People’s Lawyer’s Tip of the Day
Don't sign a contract to buy a car unless you are sure it is the car you want to purchase. Contrary to what many people believe, the law does not give you three days to change your mind. Once you sign, you are legally bound.
For more general information about the law, check out my website.
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Citigroup Agrees to $7 Billion Settlement
Citigroup has been under investigation by federal authorities for faulty mortgage securities that contributed to the 2000's housing bubble.
Banks like Citigroup faced increased scrutiny after the 2008 crash. Recently, JPMorgan settled a similar case with the federal government for $13 billion.
This time, Citigroup will pay out $7 billion to settle charges with the Justice Department. Initially, Citigroup offered to settle for $4 billion, but with the government seeking $10 billion and threatening to litigate, the parties settled at $7 billion.
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40 Easy & Incredible Travel Tips
Are you planning a trip? Traveling can be a hassle. Purchasing a ticket at one time versus another could cost you hundreds of dollars. Buying travel size products, fitting everything in your suitcase, and getting around your destination can be a chore. What if you could make everything a little bit easier and save money?
When searching for the best ticket price on the Internet, use private browsing. Travel sites track your activity and may raise the price simply because you've visited the site before.
Having trouble packing your bag? Try rolling your clothing instead of folding it. Or, if you travel more frequently, invest in a vacuum sealer. It could make the difference between checking (and paying more) or carrying on your bag.
Check out these 40 travel tips before your next trip!
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Your Money
Estimate your FICO score! Click here for more.
For the Lawyers
Consumer filing claim under FDCPA does not have to first dispute the debt.
The district court held that the consumer could not bring suit challenging the information contained in a debt collector’s letter without having first disputed the validity of the debt pursuant to the FDCPA’s validation procedure.
The Third Circuit reversed, finding the statute’s text provides no indication that Congress intended to require debtors to dispute their debts under § 1692g before filing suit under § 1692e, and in fact, the statutory language suggests the opposite. The court noted that the language of § 1692g indicates that disputing a debt is optional.
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