| Volume 94 Number 8 |
Subscribe to the Newsletter
Forward this news alert to your family and friends
Helpful Links
Texas Consumer Complaint Center
Credit Reports and Identity Theft
Your Guide to Small Claims Court
Contact Us
1-713-743-2168
The People’s Lawyer’s Tip of the Day
Always use a credit card when shopping online or by mail. Federal law allows you to refuse to pay the credit card bill if the goods are never delivered.
For more general information about the law, check out my website.
Click here for more.
Steps to Take if Your Card Was Hacked
With the high profile security breaches at Target and Neiman Marcus exposing sensitive consumer credit and debit card data, many consumers have questions about how they should proceed.
The recent string of data hacks could impact tens of millions of consumers. Thankfully, the Consumer Financial Protection Bureau has set up a page to help consumers who spot fraudulent activity.
Were you affected by the data breach? What should you do to protect yourself?
Click here for more.
Staying Healthy When Everyone is Sick
This time of year, the incidents of colds and other acute sicknesses balloon. Bad weather conditions only make the problem worse, creating an environment ripe for illness. Getting well can be a tiresome process, especially when so many Americans face tight schedules and grueling work hours. That is, many people battling a "cold" simply don't have the time to recover. In turn, work productivity plummets, emotions can run high, and compounding sicknesses can occur.
So how do you stay well when everyone else seems to be sick? First, prevent the sickness in first place by practicing good hygiene. Also, studies have shown that zinc (not vitamin C) and probiotics can boost immunity to common acute sicknesses.
If you get sick, stay home. Even if you take medications that help you feel better, your body
needs to rest. By going to work or school, you may make others sick and only make your own condition worse.
Find out how you can stay well during the season of sicknesses.
Click here for more.
Toyota Halts Sale of Thousands of Cars
About 36,000 unsold Toyota Camry, Corolla, and other popular models will be pulled from the market to replace a mechanism that heats the seats. The move comes after Toyota was alerted the padding around the heating device didn't meet flammability standards.
Although the problem exists for many vehicles already on the road, Toyota is trying to avoid a recall, telling the NHTSA the problem is "inconsequential."
Which models are affected?
Click here for more.
Your Money
Should you convert to a bi-weekly payment schedule?
Click here for more.
For the Lawyers
Right of rescission expires in three years.
The Sixth Circuit noted that the right of rescission under Truth in Lending expires three years after the date of the consummation of the transaction.
The court held this means a lawsuit must be filed within that time period, regardless of whether the creditor was notified of the rescission.
Click here for more.