The People's Lawyer Consumer News Alert
Center for Consumer Law
  Volume 92 Number 6

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The People’s Lawyer’s Tip of the Day

Don't worry if a door-to-door salesman sweet-talks you into a bad deal. Under the law, you have three days to change your mind and get out of the contract.



For more general information about the law, check out my website.

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When Social Media Goes Wrong

Be careful what you post on social media! It could come back to haunt you.



Recently a high school senior visited a potential college choice. During the visit, she met with associates of the school and prospective students only to post disparaging comments about the group on Twitter. Obviously not thinking first, she tagged the school in the posts. As most schools do these days, it checked its Twitter mentions only to find the insensitive behavior.



Although the school claims she was denied admissions based on her academic record, her mistakes still provide valuable guidance for the rest of us.



Think carefully before you disparage someone on social media. If you decide you must be critical, be constructive. However, in more general terms, it's always best to pass on positivity. Many potential employers and schools will check out your public social networking accounts. Leave a lasting impression with your positive attitude and good will.




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President Offers Fix for Canceling Plans

President Obama issued an apology to the American public on Thursday. According to the President, "we fumbled the ball" and "you deserve better." With that said, President Obama offered up a solution to allow those who would have been forced off of their insurance to keep their coverage.



The problem arose because a small segment of the population has what is referred to as "catastrophic" health insurance. It is a very limited health insurance outside the score of what constitutes appropriate coverage under the Affordable Care Act. As a result, many consumers faced cancellation.



So, if you want to keep your insurance, you still can.

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Your Money

When should you begin saving for your child's college?
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For the Lawyers

Failure to renew credit card is not a “significant change” in terms.

The Third Circuit held that a credit card company’s decision to not renew a credit card was not a significant change within the scope of the Credit CARD Act or Regulation Z, and, therefore, cardholder was not entitled to 45-days notice.
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