| Volume 90 Number 2 |
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The People’s Lawyer’s Tip of the Day
A debt collector may call you at work until he or she knows your employer prohibits such calls. Once you tell the debt collector the calls are prohibited, federal law says the calls must stop.
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Impact of Fukushima on U.S. Coastline
Many consumers are beginning to worry about the immediate and long-term affects of Japan's Fukushima nuclear disaster on the American coastline. With recent reports circulating that the impact of the disaster may be much worse than originally thought, there has been growing concern over the safety of Pacific waters. A significant source of food and a tourist destination, the Pacific Ocean may be at risk for dangerous levels of radiation. If true, it could suffer as a viable food source and pose potential risks for swimmers. Scientists, however, are not in agreement over just how bad things may become.
What does the Fukushima nuclear disaster mean for the United States coastline? What can be done to mitigate the damage?
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Student Loan Tips for Recent College Grads
Are you a recent college graduate?
A recent survey found that 70% of the 2013 class owed an average of more than $35,000 on loans and credit cards. With the six month grace period for many of the loans coming to an end, many recent graduates will be struggling to find a way to manage repayment. No matter how daunting, it's important that debtors get off on the right foot by making monthly payments as soon as the grace period ends. By doing so, debtors can protect their credit scores as they search for employment and a place to live.
Easier said than done, right?
Start with the basics. Map out all of your debt, including student loans, personal debts, and credit cards. Prioritize everything and get an understanding of exactly how much you owe. Then, make sure you have a clear understanding of payment options. What is the minimum payment? When is it due? Finally, may sure you pay on time. Just one late payment can put you in default and ruin your credit.
Student debt can be consuming. However, with some basic steps, it can be manageable. Take some time to understand your options.
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Your Money
What are your long-term care insurance needs?
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For the Lawyers
Defendant that litigated for 21 months cannot compel arbitration.
The New Jersey Supreme Court held that a medical provider who litigated a case in court for 21 months and then, only three days before the scheduled start of a jury trial, demanded to shift the case over to arbitration, could not. Even the strong policy in favor of arbitration did not help the defendant in this case.
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