| Volume 79 Number 10 |
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The People’s Lawyer’s Tip of the Day
In today's economy, the buzz-word is "negotiate." Whatever you are buying, be sure to ask if it is "the best price," and shop around. Don't be afraid to ask for a discount. If you don't ask, you won't get it.
For more general information about the law, check out my website. Click here for more.
CFPB to Oversee Debt Collectors
Starting January 2, debt collectors will be subject to federal oversight and regulation. Although consumers have long been able to pursue their own actions against under state and federal laws, this will be the first time the debt collection industry will be under federal supervision.
The new rules will apply to companies with over $10 million in annual receipts. According to the release, the Consumer Financial Protection Bureau will be able to investigate whether collectors have “harassed or deceived” consumers. Consumers will be able to file complaints quickly and easily online.
Approximately 30 million Americans have a debt in collections. The average debt in collections is $1,500.
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Halloween Health & Safety Tips
Halloween is an exciting and fun day of the year for both adults and their children. But be careful! Although fun, Halloween can be very dangerous. Some Halloween costumes can cause injuries, children can choke on certain types of candy, and some neighborhoods simply aren't good for trick-or-treating.
For tips on how to check candy, avoid injury, and more, check out the CDC's website dedicated to Halloween health and safety! Click here for more.
States With the Highest & Lowest Taxes
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Which is better - income or growth stock? Click here for more.
For the Lawyers
Online shoppers not bound by arbitration clause. The Second Circuit held that an arbitration provision contained in a confirmation email did not provide customers with sufficient notice to be contractually binding. Click here for more.